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Homeowners Insurance

Homeowners, unit owners, rental properties, dwellings under construction & tenants.

Each homeowner’s insurance policy (Homes, Rentals, and Condos) offers different protection, but standard policies usually provide:

  • Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy).
  • Damage to your personal property due to causes specified in your policy. (Yep, it’s those “named perils” again!)
  • Limited coverage—usually $500 – $2,000—for jewelry stolen from your home. (Most policies don’t cover lost jewelry.) If you need greater coverage for your prized collection, you might need a homeowner’s policy endorsement.
  • Coverage for personal liability exposures that arise from being a homeowner.
  • Coverage for additional costs you might incur because of a covered loss (for example, if you need to temporarily live elsewhere if a fire makes your home uninhabitable).

 

Property Insurance Quote Request

You can use this form as a preview of the questions we will ask you. If you wish, you can complete and submit the form. Your inquiry is sent by e-mail and distributed to the appropriate underwriter. You may contact an underwriter by e-mail or phone at any time -CLICK HERE TO CONTACT US

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Thomas H Heist Insurance Agency - 5 locations!
700 West Avenue, Ocean City, NJ 08226 | 3069 English Creek Avenue, Egg Harbor Township, NJ 08234 | 7809 Atlantic Avenue, Margate, NJ 08402
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